These Terms of Service ("Terms") govern your use of the Novia Xchange cryptocurrency
investment platform and services. By accessing or using our platform, you agree to
these Terms. Please read them carefully before proceeding.

1. Account Creation

To use Novia Xchange, you must create an account. You agree to provide accurate, current,
and complete information during the registration process. You are responsible for maintaining
the security of your account credentials.

2. Investment Plans

Novia Xchange offers multiple investment plans with varying risk levels and potential returns.
You understand that all investments involve risks, and past performance is not indicative
of future results. It's your responsibility to choose an investment plan that aligns with
your risk tolerance and financial goals.

3. Eligibility

You must be at least 18 years old to use our services. By using Novia Xchange,
you confirm that you are of legal age to enter into binding agreements.

4. Investment Process

Once you select an investment plan, you may deposit cryptocurrency into your account.
Your investments will be managed according to the chosen plan. We will provide
regular updates and reports about your investments through our platform.

5. Fees:

Novia Xchange charges fees for certain services, including trading and management.
These fees are clearly outlined on our website. By using our services, you agree
to pay any applicable fees.

6. Investment Risks

You acknowledge and understand that investing in cryptocurrencies carries inherent risks.
The value of your investments can fluctuate significantly and may result in financial loss.
Novia Xchange is not liable for any losses incurred as a result of your investment decisions.

7. Withdrawals

You may request withdrawals from your account according to the terms of your chosen
investment plan. Withdrawal processing times and potential fees may vary.
Novia Xchange reserves the right to impose certain restrictions on withdrawals
to comply with legal and regulatory requirements.

8. User Conduct

You agree to use our platform in a lawful and responsible manner. You will not engage
in activities that could harm our services or other users. You will also not attempt to gain unauthorized access to our platform or interfere with its functioning.

9. Termination

Novia Xchange reserves the right to suspend or terminate your account at any time,
with or without cause. You may also terminate your account by following
the provided instructions.

10. Changes to Services

We may update, modify, or discontinue our services, including investment plans,
at our discretion. We will provide notice of significant changes whenever possible.

11. Limitation of Liability

Novia Xchange is not responsible for any direct, indirect, or consequential damages resulting
from the use of our platform. We do not guarantee any specific investment outcomes

12. Governing Law

These Terms are governed by and construed in accordance with the laws of the Luxembourg.
Any disputes arising from or relating to these Terms will be subject to the exclusive jurisdiction
of the courts of the Luxembourg.

13. Contact Us

If you have questions or concerns about these Terms, please contact us at

support@noviaxchangeinvest.com

Thank you for using Novia Xchange. Your use of our platform is subject to these Terms,
and we appreciate your understanding and co-operation.


Office Address:
Novia Xchange,
President Building,
37b Av. John F. Kennedy,
1855 Kirchberg Luxembourg.